Important legal information

Persons who access information on the website of First Fidelity Reserve agree to the following terms and conditions. Any special agreements with respect to individual services or products of First Fidelity Reserve ("FFR") shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such special agreements shall prevail.

No offer, no obligation

No information published on the FFR website constitutes a solicitation or offer, or recommendation, to buy or sell any bullion or rare coin investment, to effect any transactions, or to conclude any legal act of any kind whatsoever.

The information published and opinions expressed are provided by FFR for personal use and for informational purposes only and are subject to change without notice. First Fidelity Reserve makes no representation (either express or implied) that the information and opinions expressed on the FFR website are accurate, complete or up to date. In particular, FFR shall not be obliged to remove any outdated information from the FFR website or to expressly mark it as being outdated. Nothing contained on the FFR website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the FFR website content. You should obtain advice from a qualified expert before making any investment decision.

Performance

The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. FFR cannot guarantee that any capital invested will maintain or increase in value.

Limitation of liability

FFR disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the FFR website, or any links to third-party websites.

Furthermore, FFR disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, FFR expressly reminds of the risk of viruses, and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that the most recent browser versions be used, and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided.

Links

Some links on the FFR website lead to third-party websites, which are completely beyond control of FFR. Accordingly, FFR does not assume any responsibility for the accuracy, completeness and legality of the contents of such websites, or for any offers and services contained.

Material interests

The owners of FFR, executive management and employees may have or have had interests or positions in, or traded in relevant precious metals and rare coin areas.

Local legal restrictions

The FFR website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the FFR Website is prohibited. Persons in respect of whom such prohibitions apply must not access the FFR website.

Use of the FFR website

The entire content of this FFR website is subject to copyright with all rights reserved. You may save or print out a hard copy of individual pages and/or sections of the FFR website, provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the FFR website the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with FFR. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the FFR website without the prior written permission of FFR.


As Publisher of this website, in the opinion of the principals and representatives of First Fidelity Reserve, Ltd.™, all statements made herein, including those of third parties quoted herein, are believed to be reliable, truthful and accurate to the best knowledge of the Publisher. However, the Publisher disclaims and is not liable for any liability or losses which may be incurred by other third parties, while relying on information published herein.

All customers and readers of any information found on this website or FFR’s newsletter, Coin Market Advisory, are advised to independently verify all representations made herein, or by FFR's representatives, before making investment or coin collecting decisions. We may contact you from time to time regarding items of interest. To the best knowledge of First Fidelity Reserve, all statements made herein are reliable, truthful and accurate. However, First Fidelity Reserve disclaims and is not liable for any liability or losses which may be incurred by anyone while relying on information published herein.

Coin collecting recommendations are meant for those who are financially suited for the risks and holding times involved, which may span up to 5 years, or possibly more. We encourage you to not overextend yourself in your numismatic pursuits. Past performance is not a guarantee of future results. First Fidelity Reserve, its principals and representatives do not guarantee a profit, or guarantee that losses may not be incurred as a result of following its coin collecting recommendations, or upon liquidation of coins bought from First Fidelity Reserve. The principals and/or representatives may also have positions in areas they recommend. Subscribers should not look at this website or any publication of the Publisher as giving legal or investment advice. Again, we may contact you from time to time regarding items of interest.

You should carefully examine the collectible coins you ordered. Except for special orders, bullion related items and trades, if you are not 100% satisfied with the value or quality of your coin purchases, please return them in the original packaging within ten days of receipt for a refund of the purchase price. Other returns of numismatic items may be subject to a restocking fee of up to 20%. Texas residents add 8.25% sales tax to all orders under $1000. Please allow 2-3 weeks for delivery after FFR's receipt of good funds

All payments for coins liquidated by First Fidelity Reserve will be processed and sent in 10-15 business days unless specified otherwise in writing by management. Due to the changing price of gold, platinum and silver, the offer price for a coin is subject to change. **Dealer cost prices are calculated at time of transaction. Please allow 2-3 weeks for delivery after receipt of good funds.

All purchasers are directed to carefully read all terms and conditions that accompany all purchased products. Some experts may recommend that in typical times, a diversified portfolio contain a rare coin or precious metals component of 5% minimum to 25% maximum. The collectible coin market is speculative and unregulated. Many areas of numismatics lend themselves to third party grading and authentication. Certification does not eliminate all risks associated with the grading of coins. Coin collecting recommendations are meant for those who are financially suited for the risks and long term holding times required, which usually span 5-10 years, or possibly more.

Past performance is not a guarantee of future results. Therefore, First Fidelity Reserve, its principals and representatives do not guarantee a profit, or guarantee that losses may not be incurred as a result of following its coin collecting recommendations, or upon liquidation of coins bought from First Fidelity Reserve. Customers should not look at this website as giving legal or investment advice.

All users of this website and its published materials, or customers of First Fidelity Reserve agree the exclusive and mandatory venue and jurisdiction of any dispute or suit arising between First Fidelity Reserve and any third party shall be in a federal or state court located in Jefferson County, Texas. All such third parties, including customers, agree to pay all costs, including, but not limited to, attorney's fees and prejudgment interest, for any action brought by First Fidelity Reserve to collect payment of unpaid invoices, and for any action brought by any third party, including customers, against First Fidelity Reserve, in which First Fidelity Reserve prevails based upon the provisions in these terms and conditions, or regarding any unpaid invoice. AGREEMENT TO ARBITRATE AND JURY TRIAL WAIVER: As provided by the Federal Arbitration Act, Customer agrees to binding arbitration as the sole and exclusive dispute resolution remedy of any dispute arising between First Fidelity Reserve and Customer. CUSTOMER KNOWINGLY WAIVES THEIR RIGHT TO A JURY TRIAL OF ANY DISPUTE WITH FFR. Customer agrees to pay all costs, including, but not limited to, attorney’s fees and prejudgment interest, for any binding arbitration action brought by First Fidelity Reserve to collect payment of unpaid invoices, and for any action brought by Customer against First Fidelity Reserve, in which First Fidelity Reserve prevails based upon the provisions of these terms and conditions, or regarding any unpaid invoice.

Reproduction or quotation of this website or any of its contents is expressly prohibited without written permission of the Publisher. The Coin Market Advisory, The Insiders Advantage, and the Prestige Report are newsletters published by First Fidelity Reserve, which owns all copyrights in and to this website, and any and all elements reproduced herein. The principal offices of First Fidelity Reserve, Ltd. are located at 130 Shakespeare, Beaumont, Texas 77706.

© Copyright by FFR, 2008 - all rights reserved.